Eliminating Yield Spread Premium Abuse - Mortgage Professor
Yield spread premium abuse by mortgage brokers is collecting a rebate from the . A rebate retained by the broker is called a “yield spread premium”, or YSP. . If the broker's fee is 1 point, for example, the borrower who wants the 5.75% loan .
http://www.mtgprofessor.com/A%20-%20Public%20Policy%20Issues/eliminating_yield_spread_premium_abuse.htm

What is YSP and how does it affect my loan? - Mortgage Broker ...
You may want to add a prepayment penalty to your loan and ask that the up front fees be reduced. YSP means your broker is getting compensation outside of .
http://www.brokeroutpost.com/reference/26113.htm

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Yield spread premium | The Truth About Mortgage.com
An example would be a broker that charges no mortgage points or fees, but charges a YSP of 2% on a $400,000 loan. The total compensation to the broker is .
http://www.thetruthaboutmortgage.com/mortgage-dictionary/yield-spread-premium/

YSP - SRP - banks versus mortgage brokers - facts versus fiction ...
May 13, 2010. the news the last few years, you should be very familiar with YSP (yield spread premium) - fees paid to mortgage brokers for obtaining.
http://www.examiner.com/article/ysp-srp-banks-versus-mortgage-brokers-facts-versus-fiction-what-is-srp

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Discount Points vs. Yield Spread Premium - Mortgage Wiki ...
Yield Spread Premium is a form of compensation paid to a mortgage broker . a broker's compensation is typically comprised of either YSP, origination fees or a .
http://qna.mortgagenewsdaily.com/questions/discount-points-vs-yield-spread-premium

Mortgage Brokers: Friends or Foes? - Yahoo! Finance
May 30, 2007 . Borrowers often see mortgage brokers as their allies, searching far and wide for . Some brokers offer to fix their fees in advance so they won't have any . Lenders pay YSP to the broker when the borrower is paying a higher .
http://finance.yahoo.com/news/pf_article_103075.html

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Yield Spread Premium (“YSP”) “Myths vs. Facts” - NAMB
Jan 23, 2008 . Myth: Only mortgage brokers get paid YSP. . origination fees or closing costs upfront they are receiving what is known as a no-cost and/or .
https://www.namb.org/images/namb/GovernmentAffairs/Yield%20Spread%20Premium%20-%20Myths%20vs%20Facts%20_Jan%2023%202008_.pdf

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Beware of Yield Spread Premium (YSP) on your mortgage | findwell
Sep 30, 2009 . The Par Rate is the interest rate being offered by a lender that offers zero YSP. Mortgage brokers can make money directly from fees charged to .
http://blog.findwell.com/mortgage/beware-of-yield-spread-premium-ysp-on-your-mortgage/

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